In today's recession life, it's all about your finance and insurance. Getting financial advice can help you save! Use comparison websites and a financial calculator to help save on health insurance, life insurance, auto insurance and home insurance. Insurance companies are now days offering travel insurance at knock down rates when coupled with your health insurance policy and even more when you add in your home insurance and car insurance. Some health insurance companies are allowing people who lose their jobs take a payment break from their policies to alleviate their financial burden. The two loans that most people will have are a mortgage and a car loan. Ask your bank can you switch mortgage types based on the mortgage rates available to you. Use a mortgage calculator to help in this decision. Use a car loan calculator to see if it’s worth extending the rate of repayment to add extra 6 months or a year. But no more than that as you will end up paying more interest.